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How a Boat Accident Lawyer Can Help You File a Claim

If you've suffered injuries on the water or in the marina or in a marina, a New York boat accident lawyer will help you file an insurance claim. They'll guide you, assess the quality of your claim and discuss your case with insurance companies.

Most boat accident lawsuits (you can look here) are based on negligence. If your lawyer can show that there was a breach of duty, causation, and damages, you could get compensation.

Damages

A boating accident can cause devastating injuries, just like any other type of crash. Drowning, oxygen deprivation spinal cord injuries, brain trauma, fractured bones, whiplash and electrocution are just a few of the possible injuries. A skilled lawyer can assist you in obtaining the financial compensation you are entitled to for these damages.

Similar to car accidents, the case of a boating injury is dependent on proving the negligence of the responsible party. A lawyer can conduct a thorough investigation and take pictures of the accident scene as well as your injuries to prove the liability. They can also assist in finding medical records and other documentation that will prove your claim. They can also help you learn about comparative negligence laws when they pertain to your situation.

Boating accidents can cause both economic and noneconomic damage. Economic damages are easier to prove such as past and future medical expenses resulting from your injury. This could include the loss of income you suffer as a result of your injury and any change in your ability to work. Noneconomic damages are subjective and can include discomfort and pain or loss of enjoyment in life, emotional suffering, and many more. An attorney can help you calculate the worth of your damages and bring a lawsuit or a claim against the party who are responsible for your injuries. They also handle cases that involve government agencies such as the Coast Guard and police.

Insurance

When someone suffers injuries from an accident on a boat, the costs can quickly mount up. Medical bills can easily reach thousands of dollars, and if surgery is required, the costs can be even higher.

A personal injury lawyer can help injured people recover the compensation they need. He or she can determine the cause of a boating incident and file the necessary paperwork and work with insurance companies to secure the highest possible compensation.

In addition a lawyer who handles boat accidents can determine which parties are liable and how much insurance coverage they have. Responsible owners and operators have insurance for liability on boats that covers injuries however, not everyone has. Examine your own boating insurance and homeowners insurance policies when you rent or take a loan on a boat, to determine the amount of coverage you have.

It is vital to report any boat accidents to the authorities. A police report is a valid document that can be used to establish negligence as well as other facts in the case of a claim for damages. It is also recommended to talk with witnesses to get their statements. Additionally, it is beneficial to get the names, contact information and insurance policy numbers for everyone participants in the boat accident and especially the owners of the boats.

Liability

You may be entitled to reimbursement for past and future medical costs in the event that you're a victim of a boating incident. This includes hospital bills, emergency room services, doctor appointments therapy sessions, as well as the expenses of medication. Your NYC boat accident attorney will work to prove the full cost of these expenses and make sure that your total losses are included in the award of compensation.

The majority of injuries sustained in boat accidents are caused by reckless or negligent actions of the boat owner or operator. Some injuries are exacerbated due to the lack of the safety equipment required like life jackets, fire extinguishers or navigational lights. A claim can be made against the manufacturer of a boat that is defective or an equipment on board, such as the ski.

If you've suffered injuries while working on a commercial vessel and suffered an injury, you may be able to make a claim under Jones Act. A New York boat accident attorney will review your case and provide you with additional information about this specific law. Your attorney will also lead in negociating with the responsible parties and their lawyers as well as insurance companies on your behalf. If a fair settlement can't be reached, your attorney will prepare for trial to get justice on your behalf.

Time Limits

There are many laws that regulate boating and other watercrafts. These regulations include driving, passing, and ceding the right of way among others. They also require that boaters remain in a safe place, refrain from overloading or causing damage to their boats and discourage those who are involved in risky behavior like weaving in traffic or jumping in wake. A negligent act by the operator or any other person involved in a boating accident could cause serious injuries and even wrongful death.

A qualified boat accident lawyer can help you navigate the legal process, evaluate the quality of your case and safeguard your rights. They can also assist you pursue monetary compensation for your losses by submitting medical records and other evidence to back your claim.

Because a case involving a boat collision involves issues adjudicated under maritime law and state personal injury laws, it could take longer to resolve than an auto accident claim. This is because a lawyer must gather eyewitness testimony, police reports, and other documentation before negotiations can begin. Depending on the nature of your case, pre-litigation discussions could last between a few weeks and six months. If you work for commercial fishing vessels, cruise ship, sightseeing boat, or other type worker who is working on the boat as part or as part of their job, then you may be qualified for workers' compensation. A NY lawyer who handles boat accidents can also help you with these claims.