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How to File a Boat Accident Claim

Boating can be enjoyable and exciting, but it can quickly turn deadly if not careful. Like cars, boats must adhere to strict safety rules to avoid injuries.

If you've been injured in a boating incident you could be entitled to compensation for your medical expenses and property damage. To increase your chances of success you should speak with a reputable New York boat accident law firm accident attorney.

1. Gather Evidence

When someone experiences a boating accident the first step is to collect evidence and speak with an attorney. It is also essential to seek medical attention as soon as possible in the event of any injuries that could have occurred. Medical records and other evidence are necessary to support a claim for damages such as future and present medical expenses and loss of income or earning potential, property damage and other non-economic damages such as suffering and pain.

Video and photographs can be used to preserve physical evidence from the scene of a boating incident. Eyewitness testimony is yet another important evidence source, as it can provide important information about the reason for the collision that may be overlooked. Police and boat accidents incident reports can be used to determine the chronology of what transpired during the investigation.

A skilled lawyer can analyze the evidence and determine who could be responsible for victim's injuries or losses. A successful negligence claim in an accident on the water usually involves multiple liable parties which includes the boat's operator and the owner or manufacturer of the watercraft.

A reputable lawyer will manage all communication with insurance companies who are involved in a claim of a victim for compensation. A lawyer can assist victims not to say anything that could be used against them in a court of law and can aid victims in obtaining fair settlement offers for damages.

2. Make a Report

The first thing you should do after a boating incident is to ensure everyone is safe. After that, you need to contact the local law enforcement agency and fill out a report about the incident. In accordance with state laws and regulations, you may be given 48 hours to submit an incident report if the accident resulted in injury or death that requires medical treatment beyond basic first aid. You could also be granted 10 days to file if in a position to not locate the boat or if the accident results in more than $2,000 worth of damage.

You should also be at the scene of the accident and assist other boats or individuals when possible, without putting your own safety or that of the victims. This will allow the police officer to record important information such as how the accident happened and who was onboard at the time of the crash and the reason for it.

However, even the most well-trained and experienced boaters could be involved in water-related accidents because of the negligence of someone else. A knowledgeable lawyer can help you identify the negligent party who caused your damages and pursue compensation. The types of damages that are recoverable include medical expenses, property damage, and financial losses. A lawsuit against the party responsible may also result in monetary compensation for your pain and discomfort or loss of quality life, as well as emotional distress associated with the accident.

3. Examine the damages

After medical professionals have evaluated the injuries of everyone and are in a safe area It is essential to take a good look at the damage to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned to your claim and will go out to examine the damage caused by the accident. The surveyor will then compare the information you initially provided to the damage, and then start figuring out the value of the damage.

Most boat accidents are caused by a combination of causes, and it is not always possible to control all of them. However, if there was a manufacturer defect in the vessel it could be possible to file a product liability claim against the company who manufactured the boat.

In these cases it is imperative to retain a lawyer that is familiar with handling boating claims since they can construct an air-tight defense that proves that the manufacturer is responsible for the accident.

It is also important to remember that different types of boats are protected differently by an insurance policy. Homeowners insurance, for example typically only covers small boats with engines below 50 HP. This means that airboats, jet skis and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

When you are secure and have visited an medical professional for injuries, you must inform your insurance company. Even if you don't have a police report, you'll still have to inform your insurance company. It is essential to be aware of your information since insurance companies are often trying to attempt to determine who is at fault for the accident. This could reduce the amount of compensation you receive. The NYC lawyer for boating accidents at Mirman, Markovits & Landau will work hard to disprove these claims and reduce the amount of fault assigned to you.

If you're able, it is a good idea to gather information about the other boat operators or owners who were involved in the crash. Included in this information are their names, addresses and telephone number, as well as any insurance information. It is also useful to have a copy the accident report that has been filed.

boat accident attorneys accidents can be a nightmare and may cause serious injuries. They can cause significant medical expenses, lost wages and other damage. The responsible party are accountable for the harm they have caused you. The at-fault parties and insurance companies are not likely to provide the compensation you deserve willingly It is essential to consult an experienced New York injury attorney as early as you can. This will allow you to focus on gaining more and level the playing fields.