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How to File a Boat Accident Claim

Boating can be exciting and enjoyable, but should you not be careful, it can quickly turn dangerous. Like cars, boats must follow strict safety rules to prevent injuries.

If you have been injured in a boating accident you could be entitled to compensation for your medical expenses and for property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

The most important thing to do after an accident on the water is to gather evidence and speak with an attorney. You should seek medical assistance immediately for any injuries. To prove a claim, medical documents and other evidence are required. This includes both future and present medical expenses as well as loss of earnings or earning potential, property damage and other non-economic damages, like suffering and pain.

Video and photographs can help preserve physical evidence from the scene of a boating accident. Eyewitness testimony is yet another important evidence source, as it can provide important information about the causes of a collision that would otherwise be omitted. Police and incident reports can also be used to establish a time line of what happened during the investigation.

A lawyer with experience can analyze the evidence to determine which parties could be responsible for the victim's injury or losses. A successful negligence claim in a boating accident usually involves multiple liable parties, which includes the boat's operator and the manufacturer or owner of the watercraft.

A trusted lawyer can handle all communication with insurance providers who will be involved in a claim of a victim for compensation. A lawyer can help victims avoid saying anything that can be used against them in a court of law, boat accidents and can also help victims obtain fair settlements for damages.

2. Report a crime

In the event of a boating crash, the first thing you must do is make sure that everyone is secure. Then, you must contact local law enforcement and make a report of the incident. Depending on the state laws and regulations, you might only have 48 hours to submit a report in case of serious injury or death requiring medical treatment above basic first aid. You could also be granted 10 days to file a report if you are unable to find the boat or if the incident results in more than $2,000 worth of damage.

If possible, you should stay at the site of the accident to assist other boats or persons without putting your safety or the safety of the victims in danger. This will enable the police officer to keep track of crucial details such as how the accident happened and who was aboard at the time of the crash and what caused it.

However, even the most well-trained and experienced boaters can be involved in accidents on the water because of the negligence of someone else. A knowledgeable attorney can help you identify the negligent party responsible for your injuries and seek compensation. Medical expenses, property damage and financial losses are all recoverable damages. Moreover, filing a lawsuit against the responsible party could result in financial compensation for your pain, suffering, loss of quality of life and other emotional issues that come along with the crash.

3. Examine the damage

After medical experts have examined everyone's injuries, and they are all in a safe place It is imperative to take a careful look at the damage done to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned to your claim and come out to assess any damage caused by the accident. The surveyor will then compare what you initially reported to the damage, and then start figuring out the value of the damages.

Most boat accidents are caused by a combination of factors and it's not always possible to control all of them. If there was a defect in the boat accident attorney, you may be able to file a claim for product liability against the manufacturer who produced the boat.

In these situations it is imperative to retain a lawyer that has experience in handling boating claims because they are able to create an airtight case that proves that the manufacturer was responsible for the accident.

It is important to remember that different types of boats are covered by insurance policies differently. For instance homeowners insurance is typically only cover smaller boats with engines which is less than 50 HP. This means that jet skis, airboats, and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

Notify your insurance company whenever you feel safe and have been to a doctor in case of any injuries. Even if you don't have a police report, you'll still need to notify your insurance company. Be careful when supplying details to insurance companies, because they are likely to try to assign blame for an accident. This can reduce the amount of compensation you are awarded. The NYC lawyers for boating accidents at Mirman, Markovits & Landau will do their best to disprove these claims and limit the amount of fault that you are liable for.

It is beneficial to gather as much information as you can on the other boat owners or operators who were involved in the incident. Included in this list are the names, addresses and phone number along with any insurance details. It is also useful to have a copy the accident report filed.

Boat accidents can be scary and may cause serious injuries. They can cause substantial medical bills loss of wages, and other damages. The responsible parties must be accountable for any harm that they cause. The at-fault parties as well as insurance companies will not provide you with the compensation you deserve willingly and it is therefore essential to speak with an experienced New York injury attorney as early as you can. This allows you to concentrate on improving and leveling the playing field.