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How to File a Boat Accident Claim

Boating can be exciting and enjoyable, but if you are not careful it can quickly become deadly. Boats must also follow strict safety regulations to prevent injuries.

If you've been injured in an accident on the water, then you could be eligible for compensation for medical expenses and property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

If someone is involved in a boating accident the first step is to gather evidence and then contact an attorney. It is also crucial to seek medical attention immediately in the event of any injuries that could have occurred. Medical records and other evidence is required to prove claims for damages, like future and current medical costs and loss of income or earning potential, property damage, accident and non-economic damages like pain and suffering.

Videos and photos can help preserve evidence from the scene of a boating accident. Eyewitness testimony is yet another important element of evidence, since it can provide crucial information regarding the cause of a collision that would otherwise be overlooked. Police and incident reports can also be used to establish a time line of what happened in the incident.

A lawyer with experience is able to review the evidence and determine who is responsible for the victim's injuries or losses. A claim for negligence in a boating accident usually involves multiple parties, including the driver of the boat and the owner or manufacture of the watercraft.

A reputable lawyer is able to handle all communication with insurance providers who will be involved in a victim's claim to compensation. A lawyer can assist victims not to say anything that could be used against them in a court of law and also aid victims in obtaining fair settlements for damages.

2. Report a crime

The first thing to do after a boating incident is to ensure everyone is safe. The next step is to contact the local police department and file a report. Based on the laws of your state and regulations, you may have 48 hours to submit an official report in the event of serious injury or death that requires medical attention beyond basic first aid. Alternatively, you may have ten days to file a claim if the accident causes more than $2,000 worth of damage or the boat accident lawyer is lost.

It is also recommended that you remain at the scene of the accident to help other boats or individuals when feasible without risking your safety or that of the victims. This will permit the law enforcement officer to keep track of crucial details such as how the accident occurred, who was onboard at the time of the crash and the cause.

Even experienced and well-trained boaters may be involved in accidents on the water because of someone else's negligence. A skilled attorney can identify the responsible party for your injuries, and assist you pursue compensation. Medical expenses, property damage and financial losses are all recoverable damages. A lawsuit against the responsible party could also result into monetary compensation for your discomfort and pain, loss of quality life, and emotional distress caused by the incident.

3. Inspect the Damages

After medical professionals have examined the injuries of everyone, and they are all in a safe place It is essential that you take a thorough examine the damage to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim. They will come out to look at the damage caused by the accident. The surveyor will assess the damage to what was originally stated by you. They will then begin to figure out the amount of damage that could be worth.

It is impossible to control every single factor that can lead to a boating accident. However, accident if there was a manufacturer defect on the boat itself, it may be possible to pursue a product liability claim against the company who manufactured the boat.

In these cases, you need an attorney who has experience in boating claims. They can help you build an argument that is strong and proves the manufacturer is accountable for the accident.

It is important to keep in mind that different types of boats are insured by different policies. For example homeowners insurance is typically only cover smaller boats with engines which is less than 50 HP. Insurance for homeowners does not cover jet skis, larger vessels, or airboats.

4. Contact an attorney

Once you're safe and have seen a medical professional for injuries, make sure to inform your insurance company. You will likely need to notify them even when no police report has been filed. You should be careful when you give information to insurance companies since they often attempt to assign blame for an accident. This could decrease the amount of compensation that you receive. The NYC boating accident attorneys at Mirman, Markovits & Landau will do their best to disprove these claims and reduce the amount of fault attributable to you.

If you can then it's a great idea to gather information about the other boat owners or operators involved in the crash. Included in this information is their name, address and telephone number and any insurance details. It is also beneficial to have a copy of the report of a boating accident that is filed.

Boat accidents can be terrifying and may cause serious injury. They can lead to significant medical expenses as well as lost wages and other damages. The responsible parties should be held accountable for any harm they may have caused. You won't receive the compensation you deserve if you don't seek out an experienced New York injury lawyer as early as you can. This will allow you to focus on gaining more and level the playing field.