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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, however if you are not careful it can quickly become dangerous. Boats must also follow strict safety regulations to prevent injuries.

If you've been injured as a result of an accident on the water, you could be eligible for compensation for medical expenses as well as property damage. Contact a New York boat accident lawyer to increase your chances of winning.

1. Gather Evidence

When someone is involved in a boating accident, the most important step is to collect evidence and get in touch with an attorney. It is also crucial to seek medical attention right away for boat accidents any injuries that might have occurred. To support a claim, medical records and other evidence are required. This includes future and current medical expenses as well as loss of earnings or earning potential, damage to property as well as non-economic damages such as pain and suffering.

Video and photographs can help preserve evidence from the scene of a boating incident. Eyewitness testimony can be an invaluable evidence source since it can provide details about the accident that might otherwise remain unnoticed. You can also utilize police and incident reports to create an outline of the timeframe.

A seasoned lawyer can scrutinize the evidence and determine which parties might be accountable for victim's injuries as well as the associated losses. A successful negligence claim in an accident involving a boat usually involves multiple parties liable, including the boat operator and the manufacturer or owner of the watercraft.

A reputable lawyer will handle all communication with insurance companies that will be involved in a victim's claim to compensation. An attorney can prevent victims from revealing information that could be used against them in court, and they can also assist victims to receive fair settlements for their losses.

2. File a Report

The first thing you should do after a boating incident is to ensure that everyone is secure. You should then contact the police at the scene and make a report. Depending on state laws and regulations, you could have 48 hours to file reports if the accident causes injury or death which requires medical treatment above basic first aid. You could also have ten days to file a report if the accident causes more than $2,000 in damages or if the boat gets lost.

You should also stay at the scene of the accident to assist other boats or individuals if possible without endangering your safety or that of the victims. This will enable the law enforcement officer note important details, such as how the accident happened and who was in the boat at the time of crash and the reason for the crash.

Even experienced and well-trained boaters may be involved in accidents on the water because of negligence of another. A skilled attorney can identify the person who was negligent in causing your damages, and help you pursue compensation. Damages that can be recovered typically include medical expenses, property damage, and financial losses. A lawsuit against the responsible party could also result in monetary compensation for your discomfort and pain, boat accidents loss of quality life, and emotional trauma due to the incident.

3. Inspect the Damages

After medical professionals have evaluated all injuries and ensured that everyone is in a safe area it is crucial to look at the damage to the boat accident law firm. This is when you begin thinking about your insurance policy and what it will cover.

A surveyor will be assigned to your claim and will come out to inspect the damage caused by the accident. The surveyor will then compare the damage to the one originally reported by you and will then determine the amount of damage that could be worth.

Most boat accidents are the result of a mix of factors that are not always possible to control all of them. If there was a flaw in the boat, you may be able to file a claim for product responsibility against the company that produced the boat.

In these instances you require a lawyer with experience in boating claims. They can help you build a strong case that proves the manufacturer is accountable for the accident.

It is important to remember that different types of boats are covered by insurance policies in different ways. For instance, homeowners insurance will typically only cover smaller boats that have an engine that is below 50 HP. This means that jet skis, airboats, and larger vessels won't be covered by homeowner's insurance.

4. Contact an Attorney

Inform your insurance company immediately after you feel secure and have been to the doctor for any injuries. Even if you don't have a police report, you will still need to notify your insurance company. It is crucial to be cautious with your information because insurance companies often try and determine who is responsible for the accident. This could limit the amount of compensation paid. The NYC lawyers for boating accidents at Mirman Markovits & Landau work hard to debunk and limit these claims.

It is beneficial to collect as the information you can about the other boat owners or operators that were involved in the incident. This includes their name, address as well as their phone number and insurance information. It is also helpful to have a copy the accident report that has been filed.

Boat accidents can be a nightmare and cause serious injuries. They can cause significant medical bills as well as lost wages and other damage. The responsible parties must be accountable for any harm they have caused. The at-fault parties and insurance companies will not give you the amount you are due and it is therefore essential to seek out an experienced New York injury attorney as early as you can. This will help level the playing field and allow you to focus on healing.