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How Long Does it Take to File an 18 Wheeler Claim?

It may take longer for a claim from a car accident to be settled than a 18-wheeler accident. The majority of truck accidents are followed by serious injuries.

However, each truck accident is different and there are many factors that influence the time it takes to settle. Here are some of the most important aspects.

Insurance claims

Like every other vehicle that is on the road, 18 wheeler trucks are required to have the minimum amount of insurance. This is due to a reason; collisions with big trucks can result in more severe damage to property and injuries than a normal car accident. These crashes can cause death and devastating injuries. This is why it is essential that victims of these accidents seek the compensation they are entitled to.

It can be difficult to find a policy that will meet all your needs even though 18 wheeler coverage is a must. You may require additional coverage depending on the type and quantity of cargo your trucks carry. Hazmat transporters, for instance might require liability insurance of up to $5 million. Other policies that you might require include towing insurance, trailer interchange insurance, 18 wheeler Accident and cargo insurance.

A knowledgeable attorney can also help you determine what type of insurance coverage is required by your company. The attorney will also assist you with negotiating with the insurance companies to ensure that your claim is resolved. In certain situations insurance companies might try to reduce their liability by claiming comparative fault. This could seriously diminish the value of your claim. A lawyer can assist you disprove these claims and get the most compensation you deserve. A knowledgeable lawyer will ensure that you get the funds required to recover regardless of how you were injured in the accident.

Settlements

In many instances, the victim of a collision with a truck will be offered a settlement before filing an action. The insurance company of the trucking company's legal team will make this offer, which is often considerably less than the victim's rights. The offer should not be accepted without consulting an attorney for personal injuries.

The value of a settlement depends on a variety of factors that include the severity of injuries, property damage, and medical costs. Non-economic damages can also be considered, especially in cases where the crash caused you to be physically and emotionally devastated. These damages are difficult to quantify and require an expert analysis.

The amount of the final compensation is also influenced by the amount of liability. If you can prove the party responsible violated traffic laws, 18 Wheeler accident acted negligently or caused the accident through some other act of negligence, they will be liable for paying the damages. There are however other legal defenses that could limit their liability. They include the doctrine of contributory negligence and comparative fault.

The owners of trucking companies can also be held liable for an accident. This is possible if the driver of the truck was operating in poor condition or the company did not keep the vehicle in good condition. Additionally, if the cargo was improperly loaded or the equipment of the truck was damaged, the shipping and cargo loading company could be held liable.

Filing a lawsuit

You could be required to file a lawsuit if the insurance company does not provide a fair settlement. This can increase the timeline to a settlement but could also lead to a larger amount of damages. A truck accident lawyer is the best choice, whether you settle or go to court.

You require someone to guard your rights because insurance companies will attempt to undervalue your claim. A Lafayette truck accident lawyer will review your crash and determine the worth of the damages so that you receive maximum compensation.

In a lot of 18 wheeler accidents the parties involved are accountable. For instance, if the truck driver was drunk or breaking the hours of service rules, his or her employer could be held accountable. A manufacturer of a vehicle repair shop or component could also be held accountable in the event that a defective component was the reason for the accident.

Furthermore, cargo loading and shipping companies can be held accountable for accidents that affect their trucks. These trucks are required to be loaded and transported in a secure manner to avoid them tipping or striking jackknifing. This means that these companies must adhere to strict safety guidelines. You may also be able to recover non-economic losses like discomfort and pain.

Trial

Negotiations with insurance companies are usually used to settle the majority of cases of truck accidents. A fair settlement should cover all of your medical costs including treatment and medical expenses and any other losses you have or will incur. Your lawyer can assist you determine the potential damages in the future, as well as the possibility of punitive damages.

A qualified attorney can help you through this procedure. The extent of your injuries will determine the amount of compensation you can expect. Certain injuries will only affect you for only a few weeks or even months and others could have a lasting effects on your life.

It may also take time to determine the cause of the accident, since it is not always immediately clear in 18 wheeler accident lawsuits wheeler accidents. This is due to the fact that there could be multiple parties responsible such as the driver of the truck and the company that employs them. In some cases there could be mechanical issues with the vehicle which cause a crash, in the event of a crash, it is necessary to hold the repair shop or manufacturer responsible for your injuries.

There are many factors that affect the amount of a settlement for an 18 wheeler accident however, in general these kinds of cases result in larger settlements than those which involve cars. This is due to the severity of the injuries and the damages that may be caused by these accidents.