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Types of Accident Compensation

This type of compensation typically includes medical expenses, which include prescription drugs, devices, physical therapy and even surgery. It could also be used to cover future earnings.

This type of compensation is commonly referred to as "general damages." However, determining the amount of these damages can be difficult as insurers use different methods of calculation.

Economic Damages

Economic damages are the tangible and measurable costs resulting from an accident lawyer. They include out-of-pocket expenses, losses from missed work damages to property and future financial losses that are expected due to disability or injury. These costs are determined by juries and courts based on documents such as hospital bills, pharmacy receipts, and estimates for vehicle repairs.

These are the immediate expenses of a crash, and are easy to prove. They usually include medical costs including the initial hospital stay, and all subsequent care and treatment. They could also include the cost of repairs to a damaged vehicle or other property items, like clothing and household products. The cost of hiring someone to take care of chores around the home or drive children to and from school or extracurricular activities could be included, as well.

The loss of wages is an additional important category of economic damages. They include not just missed wages from the time you were forced to stay home from work because of your injuries, but they could also include lost productivity while recovering as well as any use of vacation or sick days. In certain instances you can also claim compensation for the loss of your earning potential in the future in the event that your injury prevents you from returning to your former job or prevents you from earning the same amount in the future.

While these costs are evident and easily quantifiable, many of the other damages you may claim are less clear. These non-economic damages are often more difficult to quantify and can include things like pain and suffering, disfigurement or loss of enjoyment.

How can you prove these Damages?

While some of the costs within these categories are easy to prove by submitting receipts and papers Certain expenses may require expert testimony. For instance, in the event where an accident leads to an extremely severe spinal cord injury that leaves a victim partially paralyzed or disabled, it could be necessary to consult with an occupational specialist to assess the full impact of the injury. This will assist the jury or court to make a precise determination of the full extent of personal and financial impacts will be.

The most complicated economic losses are those that relate to future medical expenses and loss of earnings. It is possible to prove these expenses by using a medical professional's estimation of your maximum improvement in your medical condition or when your recovery is likely to be over. You must prove that you are likely to suffer a future financial loss. This can be done by submitting your pay stubs or expense receipts.

Insurance companies will attempt to avoid paying the total amount of the damages they have to pay legally. A personal injury lawyer who has the right experience can ensure that you get all the compensation damages you are entitled to. Dennis and King will be able to schedule a free consultation. We can assist you in pursuing the full range of non-economic and financial damages after a New York car Accident Law Firm or other personal injury incident.