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motor vehicle accident lawyers Vehicle Legal Terms

The laws governing Motor vehicle accident attorneys vehicles vary from state to state. In general, the law assumes that the vehicle is operated with its owner's permission.

Laws enhancing penalties and making revocation automatic, or targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment, and interlock devices have a limited impact.

Legal Definitions

State laws govern motor vehicle legal terms. The federal definitions of national standards for fuel economy and licensing requirements for drivers of commercial vehicles are mostly administrative and do not apply when states establish their own registration classifications. These classifications for vehicles determine whether a driver has to obtain a special license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and other. For instance the definition of light truck is any motor vehicle that has a manufacturer's rated carrying capacity of 7,500 pounds or less. This excludes panel delivery vehicles and pickup trucks. Also, it does not include any vehicle or combination of vehicles that is intended to transport passengers or property completely within its own structure, including manufactured homes and trailers.

A wheel chair conveyance is a device equipped with wheels. It is usually used by those who, due to physical disability are unable to move about as pedestrians. A moped is a vehicle with no more than three wheels on the ground and that can travel at the speed of 35 miles per hour.

A pedal-driven vehicle, is driven by the operator who sits on top of it. The owner of a vehicle is the person who has the legal title.

Traffic Laws

Each state has its own set of motor vehicle laws that cover everything from registration procedure to insurance requirements. These statutes also address the types of vehicles that are covered by the law. Some of these laws are the same across states, however others vary considerably. There are laws that restrict how many people can be transported by pedicab. There are laws against reckless driving in certain types of roads, such as parking lot.

A person who operates a motor vehicle in violation of these laws can be punished with fines and penalties for violating these laws. The penalties can range from having your driver's license suspended or being required to attend the traffic school.

One of the most important laws in a particular state regarding automobiles is that it governs the speed limits placed on roads. In New York, for example, it states that the speed limit for a commercial vehicle is identical to that of an automobile.

It also defines a "motor vehicle" as any vehicle, carriage, or other device that is powered mechanically and is used on a highway to transport property or people, or for other commercial purposes. The law excludes trailers semitrailers and coaches, all-terrain and snowmobiles and motorized mobility assist devices operated by people with disabilities as well as self-propelled corn and harvesting machines for hay.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial loss due to liability for bodily injury, death, or property damage caused by a third-party caused by the maintaining, operating, or use of an insured vehicle. It may also protect physical damage to the vehicle. It must contain the name and address of the named insured as along with the coverage provided by the policy. It also contains the amount of the premium, the period for the duration of the policy in effect, and the limits of responsibility. It must also include an agreement or endorsement that states that the insurance provided is in compliance with the coverage provided for bodily injuries, death or property damage.

The language of a motor vehicle insurance policy can be confusing to the average person, and Duncanville law firms often recommend that a person read a sample policy to fully know the terms. One of the most frequently encountered areas of confusion is the definition of the term "motor vehicle." The phrase appears frequently in statutes governing the registration of vehicles and financial responsibility laws.

Examples of coverage under a motor vehicle accident vehicle policy include commercial auto insurance for vehicles used for commercial, business, work or occupations which are carried out for profit automobile liability insurance, which includes MP and PIP; and underinsured and uninsured motorist coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permissible Use

It is crucial to understand how insurance coverage will work in the event that someone other than the named insured or a family member drives your car and causes an accident. This concept is referred to as permissive use and the specific terms of your policy could differ however, generally speaking, all large car insurance providers offer this type of insurance.

It is important to keep in mind that you are liable for any damage caused by a driver who has your permission. Permission may be granted in the form of a written statement or implied, and it is not required to be recorded.

In determining whether there is implied permission, courts examine the relationship between the parties; their past conduct and usage of the vehicle; and the circumstances surrounding the particular driving incident in question. A judge will also consider whether any restrictions were imposed on the permissive use and if any minor deviations from the time, location and usage restrictions of the initial permission would violate of these restrictions.

Remember that adding an additional driver to your auto insurance policy will increase your premium, because the vehicle becomes more difficult to insure. Therefore, you must consider your options carefully prior to lending your car to other people. Contact Jerry to receive a no-cost insurance quote and discuss the terms of your policy.