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Motor Vehicle Legal Terms

The laws for motor vehicles vary from state to state. In general the law, it is assumed that the vehicle is operating with the permission of the owner.

Laws that increase penalties such as making revocation automatic and targeting social hosts have varying impact on mortality rates. Mandatory education, alcohol treatment and interlock devices have small effects.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The federal definitions for national standards for fuel economy and licensing standards for commercial vehicle drivers are primarily administrative and do not apply when states establish their own registration classifications. These classifications for vehicles determine if a driver needs an exclusive license to operate certain types vehicles.

The state laws define the terms "automobile," "light truck" and others. As an example, a light truck is any vehicle with a capacity of carrying less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. Also, it does not include any vehicle or combination of vehicles specifically designed to transport passengers or property within the structure of the vehicle, which includes manufactured homes and trailers.

A wheel chair conveyance is a device equipped with wheels. It is usually used by persons who have physical disabilities that make them, are unable to move about as pedestrians. A moped is a vehicle with not more than three wheels on the ground, and that travels at the speed of 35 miles per hour.

A pedicab vehicle is one which is driven by an operator who sits on it. The owner of a vehicle is the one who owns the legal title.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from registration procedure to insurance requirements. These laws also address the types of vehicles that are subject to the law. Some of these laws are identical across states, but others vary considerably. For instance there are laws that limit the number of persons that can be transported in the pedicab. There are laws that prohibit reckless driving on certain kinds of roads, for instance parking lots.

If you violate these laws, you can be punished and fined. The penalties can range from getting your driver's license revoked and being required to attend traffic school.

The law that regulates speed limits on roads is among the most important laws that states have. In New York, for example it is stated that the speed limit for commercial vehicle is the same as for an automobile.

The law also sets out the definition of a "motor vehicle accident lawsuits vehicle." This includes any description of a carriage or device that is powered by mechanical power and employed on a public highway for the transportation of people or property or for other commercial use. It excludes trailers and semitrailers as well as house trailers or coaches as well as vehicles that operate on tracks or rails, snowmobiles and all-terrain vehicles, motorized mobility assistance devices used by people with disabilities, self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A motor vehicle policy is a contract that protects the insurer against financial loss due to liability for bodily injury, death, or property damage caused by a third party that results from the maintaining, operating or use of an insured vehicle. It can also provide protection against physical damage to the vehicle itself. It must include the name and address of the named insured and the amount of coverage offered by the policy, the premium paid for it, the time of effectiveness and the limits of liability. It should also include an agreement or a statement that the insurance is provided in conformity with the coverage set out in respect of injuries to the body or property damage, or death, and is subject to all the rules of this chapter.

The wording in a motor vehicle policy can be confusing for the average person. Duncanville law firms typically recommend that a person read a sample policy to fully be aware of the terms. One of the most common confusions is the definition of "motor vehicle accident law firms vehicle". The phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.

Examples of coverages offered under a motor Vehicle Accident lawyers policy include commercial auto coverage for automobiles that are used for commercial, business establishments or for employment, activities, or occupations conducted for profit, as well as automobile liability coverage, which includes PIP, MP, and uninsured and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this kind of insurance.

Permitted Use

It is essential to know how insurance coverage works in the event that someone other than the named insured or a family member drives your vehicle and causes an accident. This is referred to as permissive use. The specific terms of your insurance policy may vary, but most large insurance companies offer this type of coverage.

It is crucial to remember that you are liable for any damages caused by a driver who has your permission. Permission can be implied or express and does not typically need to be in writing.

In determining whether there is implied permission, courts consider the relationship between the parties, their previous behavior and use of the vehicle; as well as the circumstances surrounding the particular driving incident in question. A judge will also consider whether any restrictions were placed regarding the permissive usage and whether even minor deviations from time, location and usage limitations of an initial permission would be in violation of these restrictions.

Remember that adding another driver to your car insurance will cause your insurance premium to go up since it makes the vehicle more risky to insure. It is important to carefully evaluate your options prior to lending your car to other people. Contact Jerry to receive a no-cost insurance quote and discuss your policy terms.