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Motor Vehicle Accident Compensation in New York

If you are injured in a motor vehicle accident that the state of New York deems serious, you could be eligible to file a lawsuit to seek compensation. Your attorney can advise you on whether your injuries are in line with this threshold.

Insurance companies are skilled at contesting your losses. Insurance companies may offer settlements that aren't enough to pay for your losses.

Damages

If you've suffered injuries in a motor vehicle collision you may be entitled to compensation. These damages are intended to pay for your expenses and losses, including medical expenses as well as lost income and property damage. You can also receive compensation for pain and suffering. This kind of compensation is more subjective and may be difficult to quantify. However, a competent tort attorney can help you obtain the most compensation for your injuries.

If, for instance you suffer an injury that results in a permanent impairment of your leg or arm, compensation may include future costs that are associated with the impairment. These might include physical therapy, surgeries, equipment, or prosthetics. A permanent loss of a limb or disfigurement can create emotional trauma that lasts for a lifetime and a decreased quality of life. This is referred to as mental anguish.

Insurance companies frequently attempt to lower the value of non-economic damages which are intangible. Morgan & Morgan's knowledgeable tort lawyers can ensure that you get the full value of your general damages.

Medical bills

When you are injured in a motor vehicle accident lawyer vehicle accident medical bills can build up quickly. It is possible to feel overwhelmed by the cost, especially if you are still recovering from your injuries.

Fortunately, there are a number of different ways that victims of car accidents can receive assistance with their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP), which pays for the initial medical expenses of a victim following an accident. PIP will pay for the loss of income if the victim is not able to work for up to 90 days.

In addition to PIP and health insurance, a victim's insurance and Medicare may also cover their medical bills. The only catch is the patient must prove that the cost is directly related to the incident. This can be done by submitting bills and receipts from the doctor.

Some doctors and hospitals will let an accident victim negotiate a settlement agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are also referred to as medical liens. If you fail to resolve these liens within a reasonable period of time the debts could be transferred to collection. Victims can also seek compensation for mileage expenses related to traveling to and from medical appointments by keeping track and keeping track of their mileage receipts.

Loss of wages

If you're unable to work because of an accident in your vehicle it could be extremely difficult to make ends meet. Many Americans live pay-to-pay, and losing just a few weeks or months of wages could be catastrophic. Fortunately, victims of car accidents typically recover lost wages in their car accident lawsuits.

Typically, claims for lost wages are calculated by determining the length of time that an injured person would have worked but for their injuries. This could include any missed shifts, overtime hours, as well as any work that is performed during a hospital stay. To prove the loss of income, the plaintiff must request documentation from the employer. This can include letters that prove the duration of their time away from work, and their hourly rate or salary. Pay stubs or copies of the injured person's last tax return can be included in addition to other documents.

It is important that the demand package be submitted as soon as possible after a car accident. This will enable the person injured to get the maximum benefits from their claim. The evidence of the accident is more convincing when it is immediately provided.

Suffering and pain

The physical pain and emotional distress that result from a car crash is difficult to place a value on. However, it's crucial to seek compensation for these losses in the event of an accident.

These are referred to as non-economic damages. These damages include suffering and pain as well as loss of enjoyment in life, PTSD, and more. The costs of these can be difficult to quantify because it could take some time to realize the full impact of your injury.

Your lawyer can use one of two methods to determine your pain and damages. The multiplier method is the most common. It involves adding all of your economic damages, including past and future medical expenses, lost earnings due to your accident and property damage, and then multiplying them by a number ranging between 1.5 to 5 to determine your total economic damages. The higher the number, the more severe your injuries are deemed to be.

Per diem is a second method to measure the extent of suffering and pain. Lawyers can ask the jury to determine a dollar amount per day that you endure. This is particularly helpful for those who work outside the house or have children to take care of while they recuperate.