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How to File a Boat Accident Claim

Boating can be exciting and enjoyable, however if you are not careful it can quickly turn dangerous. Like automobiles, boats must abide by strict safety rules to avoid injuries.

If you've been injured in an accident on the water, then you may be eligible for compensation for medical expenses as well as property damage. To increase your chances of winning seek out a skilled New York boat accident attorney.

1. Gather Evidence

The most important thing to do after an accident on a boat is to gather evidence and contact an attorney. It is also essential to seek medical attention right away for any injuries that may have occurred. Medical records and other evidence are required to prove the claim for damages like future and current medical expenses in addition to loss of income earning potential, property damage, and non-economic damages like suffering and pain.

Videos and photos are helpful in preserving evidence from the scene of an accident. Eyewitness testimony can be a valuable piece of evidence since it gives details regarding the incident that could otherwise go unnoticed. You can also utilize police and incident reports to establish the timeline.

A lawyer with expertise can scrutinize the evidence to determine which parties may be accountable for the victim's injuries or losses. A lawsuit for negligence arising from a boating accident usually involves multiple parties, including the driver of the boat and the manufacturer or owner of the watercraft.

A reputable lawyer is able to manage all communication with insurance providers who are involved in a victim's claim for compensation. An attorney can deter victims from saying anything that could be used against them in court. In addition, they can also assist victims obtain fair settlement offers for their losses.

2. Report a crime

The first thing you should do following a boating accident is to ensure that everyone is secure. You should then contact the police in your area and file a formal report. Based on the state's laws and regulations, you may have up to 48 hours in which to file an official report if the incident resulted in injury or death that requires medical treatment beyond basic first aid. You could also have 10 days to file a report if the accident causes more than $2,000 in damage or if the boat accident lawsuits gets lost.

If you can, be at the scene to help other boats or people, without risking your own safety or the safety of the victims in danger. This will help the law enforcement officer to record important details, such as the circumstances of the accident and who was on the boat at the time of crash, and what it caused.

Even experienced and well-trained boaters may be involved in accidents on the water due to someone else's negligence. A knowledgeable lawyer can help you identify the negligent party who caused your damages and pursue compensation. Recoverable damages typically include your medical expenses, property damage and financial losses. A lawsuit against the party responsible could also result into monetary compensation for your pain and discomfort as well as loss of quality of life, and emotional trauma due to the accident.

3. Inspect the Damages

After medical professionals have evaluated everyone's injuries and they are secured, it is important to look at the damage to the boat. You should now start thinking about your insurance policy.

A surveyor will be assigned to your claim and will go out to look at the damage caused by the accident. The surveyor will assess the damage to the one originally reported by you and will then begin to figure out the amount of damage that could be worth.

Most boat accidents are caused by a combination of causes that are not always possible to control all of them. However, if there was a manufacturing defect in the vessel it could be possible to make a claim for product liability against the company who manufactured the boat.

In these situations it is crucial to have a lawyer who is familiar with handling boating claims because they are able to create an airtight case that proves that the manufacturer is responsible for the accident.

It is important to remember that various kinds of boats are covered differently by insurance policies. For example homeowners insurance will generally only cover smaller boats with engines with less than 50 HP. This means that airboats, jet skis as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an Attorney

Once you're secured and have seen an medical professional for injuries, be sure to inform your insurance company. Even if there's no police report, you'll be required to notify your insurance company. You should be careful when providing information to insurance companies since they often try to blame someone else for an accident. This can limit the amount of compensation granted. The NYC lawyers for boating accidents at Mirman Markovits & Landau work to prove and limit these claims.

It is important to gather as all information you can on the other boat owners or operators that were involved in the incident. This includes their name, address, phone number and insurance details. It is also useful to keep a copy of the accident report that has been filed.

Boat accidents can be frightening and cause serious injuries. They can result in significant medical expenses, lost earnings and damages. The parties responsible are accountable for the harm they caused you. The at-fault parties and insurance companies will not give you the compensation you deserve willingly It is essential to consult an experienced New York injury attorney as in the earliest possible time. This will help level the playing field and allow you to focus on healing.