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Types of Accident Compensation

This kind of compensation typically covers medical expenses, including prescription drugs, devices, physical therapy, and even surgery. It could include future earnings potential.

This kind of compensation is usually referred to as "general damages." However, determining the amount of these damages can be difficult since insurers employ different methods of calculation.

Economic Damages

Economic damages are the tangible and quantifiable costs resulting from an accident. These are expenses that are out of pocket like lost wages as well as property damage costs and financial losses that will come from the injury or disability. Juries and courts usually calculate these costs based on documentation such as hospital bills, pharmacy receipts and estimates of vehicle repairs.

These are the immediate costs of a crash, and are easy to prove. They include medical costs, such as the first hospital stay, and any subsequent care and treatment. These expenses may also include the cost of fixing damaged vehicles and other items of property, such as clothes and household items. These costs can also include the cost of hiring a third party to take care of household chores or driving your children to school or extracurricular activities.

Lost wages are another frequent and important category of economic damages. These include not just lost wages due to the fact that you were unable to work from work due to your injuries, but they can also include the loss of productivity during recovery and any vacation or sick days. In certain cases there is a possibility of recovering compensation for the loss of future earnings capacity. This is the situation in the event that you are not able to resume your previous work or earn the same amount.

These costs are fairly clear and measurable. However other damages you can claim are less obvious. These damages that are not economic can be more difficult to quantify and may include things like pain and suffering, disfigurement, and loss of enjoyment of life.

How do you show these damages?

While a few of the expenses in these categories are fairly simple and can be proved with receipts and documents However, some expenses will require expert testimony. In cases where an accident causes a severe spinal injury that leaves the victim partially paralyzed it may be necessary to consult an occupational expert to determine how the injury will affect the victim. This can assist the jury or court to determine what your full range of personal and financial consequences will be.

The most complicated forms of economic losses are those relating to future medical expenses and accident attorneys lost earnings. It is possible to record these expenses using a medical professional’s estimation of your greatest medical improvement or when your recovery is likely to end. You'll need to prove that you'll suffer a future financial loss. This can be done by sending in your pay stubs, or Accident Attorneys expense receipts.

Insurance companies are trying to not pay as much damages as they are legally required to. A personal injury lawyer with experience can ensure you receive all the compensation damages you are entitled to. Contact Dennis and King today to set up a free consultation. We can assist you in recovering all of your economic and other damages following a New York auto accident Attorneys or personal injury.